Yes — you can finance a smart cooler. Through Affirm, you can buy a Vendera or HAHA AI smart cooler now and pay in simple monthly installments instead of one large upfront cost. You apply in minutes during the quote process, see your payment options, and if approved you get your cooler shipped nationwide while your payments spread out over time. Financing is available on every model we carry, and rates and terms are set by Affirm based on your application.
Why finance your smart cooler
- Keep your cash working. Preserve your capital for inventory, restocking, and growth instead of tying it up in equipment.
- Start earning from day one. A smart cooler sells 24/7 with no attendant — many operators put the monthly sales toward the monthly payment.
- Predictable, transparent payments. Affirm shows your total cost and fixed monthly amount up front, with no hidden fees.
- Fast, simple application. Apply during your quote and get a quick decision — no lengthy paperwork.
How it works
- Request a quote for the Vendera or HAHA model you want.
- Choose Affirm and complete the quick application.
- Review your monthly payment options and, if approved, confirm your order.
- We ship your cooler nationwide — you pay Affirm in monthly installments.
What you can finance
Affirm financing is available on our entire two-brand lineup:
- Vendera: Core, Apex, Atlas C10, and the Arctic freezer.
- HAHA: Mini 360, Plus 440, Pro 542, Max 620/660, Ultra 1200, and the Freezer 550.
New to the brands? See our Vendera vs HAHA comparison to pick the right model first.
Financing is provided by Affirm and subject to approval. Rates, terms, and any down payment are determined by Affirm based on your application.
Smart cooler financing FAQ
Can I finance a smart cooler?
Yes. We offer financing through Affirm on both Vendera and HAHA smart coolers, so you can pay in fixed monthly installments instead of one lump sum. You apply during the quote process and get a quick decision; your rate and term depend on Affirm’s approval.
How does Affirm financing work for a smart cooler?
When you request a quote, you can choose Affirm. Affirm runs a quick application, shows you monthly payment options, and if approved you pay over a set term with no hidden fees and a total cost you can see up front. Approval, rates, and terms are determined by Affirm.
Do I need good credit to finance a smart cooler?
Affirm considers more than just your credit score, and many buyers qualify. The exact rate and term you’re offered depend on Affirm’s review when you apply. Requesting a quote is the fastest way to see what you qualify for, and it doesn’t obligate you to buy.
Is financing available on both Vendera and HAHA models?
Yes. Affirm financing is available across the full lineup — every Vendera model (Core, Apex, Atlas, Arctic) and every HAHA model (Mini 360 through Ultra 1200). Larger models simply have larger financing amounts.
Why finance instead of paying cash?
Financing keeps your capital free while the cooler starts earning from day one. Because a smart cooler sells 24/7, many operators use the monthly revenue to help cover the monthly payment. Request a quote and we’ll help you model it for your location.
Is there a down payment?
Down payment requirements, if any, are set by Affirm based on your application. Request a quote and start the Affirm application to see your specific options.